Anonymous:

Of all the months of the year, there's only one month that feels like a year and we are always not ready for it, - January. It comes with a lot of stress and pressure. We have post-holiday debt on top of other debts, back-to-school and work blues, and outstanding ‘feels’ all in one month. I believe this year we can do better, - it's a new year and we have new financial goals. This year I'm challenging myself to save up money for December expenses together with next year's January. I have found a new way of saving up money and making investments. I heard of something called high yield savings account at a bank the return rates are pretty much good and I'm thinking of looking deeper into making investments.

The first step to saving money is making a budget and tracking your income and expenses. I've discovered that I spend a lot of money unnecessarily. This year let's save up for JanuWorry 2026 to be less worried.